Dental Insurance & Financing Options in Nashville, TN
Insurance, financing, and payment options at our Nashville office
We are in-network with Delta Dental and welcome patients with any other insurance as out-of-network providers. We also offer financing through Sunbit and CareCredit for patients who want to spread payments over time. You'll know what treatments cost before we begin, and our team handles insurance verification and claims so you don't have to.
Dental insurance details
In-Network Insurance
We are in-network with Delta Dental PPO. Being in-network means we have an agreement with Delta Dental to provide care at pre-set rates, which typically results in lower out-of-pocket costs for covered procedures.
How In-Network Claims Work:
Out-of-Network Coverage
If you have a dental insurance plan other than Delta Dental PPO, we welcome you as an out-of-network patient. Many of our current patients visit us with out-of-network insurance, and our team handles the process from start to finish.
Most out-of-network plans still offer benefits for dental care. Your insurance may cover a portion of the costs depending on your specific plan.
How Out-of-Network Claims Work:
Many of our patients with out-of-network plans find that their insurance reimburses 90% to 100% for preventive services like cleanings and checkups. This often means your out-of-pocket cost is comparable to in-network care.
No dental insurance? Our in-house membership plans include two cleanings, exams, and X-rays per year, plus 15% off most procedures. Plans start at $349/year with no claims, no waiting periods, and no annual maximums.
Questions About Your Coverage?
We are happy to verify your benefits and explain your payment options at no cost.
Flexible Payment Plans & Financing
We partner with Sunbit and CareCredit so you can spread payments over time. Both offer quick approvals, and you can apply right from your phone during your appointment.
Financing Benefits:
Sunbit offers quick approvals with a soft credit check that won't impact your credit score. Most Nashville patients are approved within seconds and can start treatment the same day.
CareCredit is a healthcare credit card that can be used at thousands of providers. It frequently offers promotional periods with no interest if paid in full within 6, 12, 18, or 24 months.
Our team can walk you through both options during your appointment. The approval process takes about 30 seconds.
Other Payment Methods Accepted
We accept the following payment methods at Nations Dental Studio:
- • Credit cards (Visa, Mastercard, American Express, Discover)
- • Debit cards
- • FSA (Flexible Spending Account) cards
- • HSA (Health Savings Account) cards
5-Star reviews from our Nashville patients
We have worked with thousands of amazing patients
Nations Dental Studio has over 479 reviews and a 5.0 rating on Google
"This was the best dental experience I have ever had. Dr. D'Aoust performed my cleaning and examination. The cleaning was very thorough, very gentle, and informative. She told me the purpose of everything she was performing. Dr. D'Aoust is very personable and welcoming. This was the first time I've actually enjoyed going to a dentist."
"I had been searching for quite a while for the perfect dentist in Nashville . I did a lot of research and decided on Nations Dental studio. My first appointment was yesterday and I left out of there so so pleased with the decision I made to come here. Everything about my visit, from the beautiful office, staff, hygienist and Dr Diana was more than I had hoped for. I am so glad that I came here. I highly recommend Nations Dental Studio."
"Beautiful office and incredibly friendly staff. Dr. D'Aoust is awesome and never makes you feel rushed. She doesn't suggest anything unnecessary and explains the treatments thoroughly. Highly recommend."
"This was the best dental experience I have ever had. Dr. D'Aoust performed my cleaning and examination. The cleaning was very thorough, very gentle, and informative. She told me the purpose of everything she was performing. Dr. D'Aoust is very personable and welcoming. This was the first time I've actually enjoyed going to a dentist."
"I had been searching for quite a while for the perfect dentist in Nashville . I did a lot of research and decided on Nations Dental studio. My first appointment was yesterday and I left out of there so so pleased with the decision I made to come here. Everything about my visit, from the beautiful office, staff, hygienist and Dr Diana was more than I had hoped for. I am so glad that I came here. I highly recommend Nations Dental Studio."
"Beautiful office and incredibly friendly staff. Dr. D'Aoust is awesome and never makes you feel rushed. She doesn't suggest anything unnecessary and explains the treatments thoroughly. Highly recommend."
Frequently asked questions
Get answers to your most common questions
Can I be a patient at Nations Dental Studio if my insurance is not Delta Dental?
Yes, absolutely. We welcome patients with any insurance plan. While we are in-network with Delta Dental PPO, we happily see patients with other insurance as out-of-network providers. Our team handles claim submissions on your behalf regardless of your plan.
Will you submit claims to my insurance if I am out-of-network?
Yes. We submit all claims on your behalf whether you are in-network or out-of-network. When your plan has out-of-network benefits, you pay the appointment balance at the time of treatment, and your insurance company reimburses you directly.
How much more will it cost if my plan is out-of-network?
This depends on your dental insurance benefits. Many of our patients have plans that reimburse 90% to 100% for cleanings and checkups, meaning your preventive visits may cost about the same as in-network care. Other plans may reimburse less. We recommend calling your insurance carrier to learn what out-of-network benefits are included in your plan. If you don't have insurance at all, check out our membership plans for an affordable alternative.
Where can I learn more details about my current insurance plan?
We recommend calling your insurance carrier to learn what benefits are included in your plan. Your employer's benefits coordinator can also help you understand your options. Our team is happy to verify your benefits before your appointment at no cost.
What is the difference between in-network and out-of-network dental plans?
We are in-network with Delta Dental PPO, which means we have an agreement with Delta Dental to provide care at pre-set rates, typically resulting in lower out-of-pocket costs. If your plan is with a different carrier, we see you as an out-of-network patient. We still file claims on your behalf, and your insurance reimburses you directly for covered benefits.
Is financing available for dental procedures?
Yes. We've partnered with Sunbit and CareCredit to offer flexible payment plans. Sunbit offers instant approval with a soft credit check that won't impact your score. CareCredit offers promotional periods with no interest if paid in full. Most patients are approved within seconds.
Do you accept payment plans for major dental work?
Yes. Through our financing partners, we can offer payment plans for treatments over $200. This includes major procedures like crowns, implants, and extensive restorative work. Apply during your appointment, and most approvals happen within seconds.
What payment methods do you accept?
We accept all major credit cards (Visa, Mastercard, American Express, Discover), debit cards, FSA cards, HSA cards, and financing through Sunbit and CareCredit.
Contact us
Questions about insurance or financing?