Dental Insurance & Financing Options in Nashville, TN
Explore a range of payment options that work for your budget
Nations Dental Studio accepts most major dental insurance plans and offers flexible financing to make quality dental care accessible to all Nashville families. We're committed to transparency—you'll always know what treatments cost before we begin, and we'll help you understand your insurance benefits or financing options. Whether you have dental insurance, need flexible payment plans, or prefer to pay out of pocket, we'll work with you to find a solution that works. No surprises, no hidden fees—just honest, straightforward pricing.
Dental insurance details
In-Network PPO Plans
We are in-network with most dental insurance companies. Please note that we are only in-network with PPO plans and we are not in-network with HMO plans. Being in-network means we have an agreement with your insurance company to provide care at pre-set rates, which may result in lower out-of-pocket costs for some procedures.
Insurance carriers we accept include:
How In-Network Claims Work:
Out-of-Network Coverage
We happily welcome all patients with out-of-network insurance plans. Many of our current patients come to us with out-of-network insurance, and our team has experience making the process simple and efficient for all.
Most out-of-network plans still offer benefits for dental care. This means you can continue to receive care from us, and your insurance may cover a portion of the costs, depending on your specific plan.
How Out-of-Network Claims Work:
Many of our patients with out-of-network plans find that their insurance reimburses 90% to 100% for preventive services like cleanings and checkups. This often means your out-of-pocket cost is comparable to in-network care.
Questions About Your Coverage?
We are happy to verify your benefits and explain your payment options at no cost.
Flexible Payment Plans & Financing
We know that paying for dental care can sometimes be overwhelming. That's why we've partnered with leading financing providers to offer convenient payment options for Nashville patients who need to spread payments over time.
Financing Benefits:
Sunbit offers quick approvals with a soft credit check that won't impact your credit score. Most Nashville patients are approved within seconds and can start treatment the same day.
CareCredit is a healthcare credit card that can be used at thousands of providers. It frequently offers promotional periods with no interest if paid in full within 6, 12, 18, or 24 months.
Our team will help you choose the financing option that works best for your situation. The approval process is quick and straightforward, helping you get the care you need without the financial strain.
Other Payment Methods Accepted
We accept the following payment methods at Nations Dental Studio:
- • Credit cards (Visa, Mastercard, American Express, Discover)
- • Debit cards
- • FSA (Flexible Spending Account) cards
- • HSA (Health Savings Account) cards
Reviews
We have worked with thousands of amazing patients
Nations Dental Studio has over 448 reviews and a 5.0 rating on Google
"This was the best dental experience I have ever had. Dr. D'Aoust performed my cleaning and examination. The cleaning was very thorough, very gentle, and informative. She told me the purpose of everything she was performing. Dr. D'Aoust is very personable and welcoming. This was the first time I've actually enjoyed going to a dentist."
"first time coming here today and all of the girls were absolutely AMAZING! 10000/10 recommend"
"Best dental office I've ever been to. Dr. D'Aoust is friendly, calming and so knowledgeable - she really knows her stuff! I was very comfortable during my procedure, barely realized she was working on me. The office is also gorgeous and very clean. I highly recommend."
"This was the best dental experience I have ever had. Dr. D'Aoust performed my cleaning and examination. The cleaning was very thorough, very gentle, and informative. She told me the purpose of everything she was performing. Dr. D'Aoust is very personable and welcoming. This was the first time I've actually enjoyed going to a dentist."
"first time coming here today and all of the girls were absolutely AMAZING! 10000/10 recommend"
"Best dental office I've ever been to. Dr. D'Aoust is friendly, calming and so knowledgeable - she really knows her stuff! I was very comfortable during my procedure, barely realized she was working on me. The office is also gorgeous and very clean. I highly recommend."
Frequently asked questions
Get answers to your most common questions
Can I be a patient at Nations Dental Studio if my insurance is out-of-network?
Yes, absolutely. We would love to provide care for you and your family. Many of our current patients come to us with out-of-network insurance. Fortunately, our team has experience making the process simple and efficient for all.
Will you submit claims to my insurance if I am out-of-network?
Yes, to make it easy, we will continue to assist with the verification process and submit all claims on your behalf. This is true for all our patients regardless of insurance participation status. Let our team take care of the administrative tasks. When your plan has out-of-network benefits, you will pay the appointment balance at the time of treatment, and your insurance company will pay you directly.
How much more will it cost if my plan is out-of-network?
This depends on your dental insurance benefits. Many of our patients have plans that reimburse 90% to 100% for cleanings and checkups. In these cases, families have either no co-pay or a small co-pay, meaning your preventive visits will be quite similar to in-network care. Other plans may reimburse less, requiring larger co-pays. We recommend calling your insurance carrier to learn what out-of-network benefits are included in your dental plan.
Where can I learn more details about my current insurance plan?
We recommend calling your insurance carrier to learn what out-of-network benefits are included in your dental plan. To familiarize yourself with other dental insurance options available to you, it might help to reach out to your employer's benefits coordinator as well. Our team is also happy to help verify your benefits before your appointment.
What is the difference between in-network and out-of-network dental plans?
When a plan is "in-network," it means that we have an agreement with your insurance company to provide care at pre-set rates. The upside is that it may result in lower out-of-pocket costs for some procedures. However, if we're out-of-network with your plan, don't worry! We would still love to provide care for you. We are happy to continue filing claims on your behalf so that you can be reimbursed directly by your insurance. We're happy to discuss your specific plan and what you can expect before your visit, so there are no surprises.
Is financing available for dental procedures?
Yes. We've partnered with Sunbit to offer flexible payment plans for Nashville patients. Sunbit offers instant approval (often within 30 seconds), doesn't require a hard credit check, and provides flexible monthly payment options. Most patients are approved and can begin treatment the same day.
Do you accept payment plans for major dental work?
Yes. Through our partnership with Sunbit, we can offer payment plans for treatments over $200. This includes major procedures like crowns, implants, and extensive restorative work. Apply during your appointment, and most approvals happen within seconds.
What payment methods do you accept?
We accept cash, all major credit cards (Visa, Mastercard, American Express, Discover), debit cards, personal checks, FSA cards, HSA cards, and CareCredit.
Contact us
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